Independent, licensed guidance under one roof. No jargon, no sales pressure — just the numbers, the rules and a clear next step.
Everything a buyer, investor or new arrival needs — researched by one team that actually holds the licences.
Rate moves, policy changes and practical playbooks — updated as the market shifts.
From 1 October 2026, card surcharges are banned on EFTPOS, Mastercard, and Visa payments in Australia. Estimated $1.6 billion in annual consumer savings and $910 million in business savings from reduced interchange fees.
RBA holds cash rate at 4.35% after three consecutive hikes in 2026. Major bank forecasts, the new dual-board structure with published votes, and when the first rate cut might arrive.
APRA maintains the 3% serviceability buffer at its July 2026 review. What the buffer means for borrowing power, how lenders calculate it, and how high-DTI lending limits affect home loan applications.
State-by-state First Home Owner Grant comparison for 2026-27: amounts, price caps, eligibility, and what has changed. From $10,000 in NSW to $50,000 in the NT.
Every first home buyer scheme available in Australia for 2026-27: federal Help to Buy and First Home Guarantee, state FHOGs, stamp duty concessions, shared equity, and the new $10 billion FHB Exclusive Housing program.
The $20,000 instant asset write-off is now permanent from 1 July 2026. Eligibility, per-asset rules, simplified depreciation pool, and what small businesses need to know for 2026-27.
Quick, honest estimates — the same maths a broker uses.
Most sites hand you off between a broker, an agent and a migration adviser. Arrivau keeps all three under one roof — so the loan, the property and the visa actually line up.
