Your 2026 guide to refinancing home loans in Australia: follow the step-by-step process, compare major lenders' rates and fees, learn when to refinance, calculate your break-even point, and avoid costly pitfalls for long-term savings and financial flexibility.
A major Australian bank warns that the current property downturn is only in its early stages. This article explains how further house price falls could impact mortgage equity, borrowing capacity, and refinancing options for homeowners and buyers in 2026.
The 2020s have delivered the worst economic conditions for Australian borrowers in six decades. Explore the data, the pain, and how to navigate mortgage decisions in this punishing era.
Explore why one in three Australian homeowners refinanced their mortgage property in 2025 and learn the key strategies for 2026 – from offset accounts to fixed rate choices – that could save you thousands. Read our in-depth mortgage property guide.
A practical 2026 guide for Australian homeowners to refinance mortgages: compare rates, apply smoothly, and save thousands with strategic steps.
Explore the mechanics, tax benefits, and risks of interest-only home loans for Australian property investors. Learn when to use them, how to refinance, and stra
Discover proven strategies to reduce your monthly mortgage payments, from refinancing tactics to government incentives, and keep more cash in your pocket.
Cross-collateralisation home loans lock in borrowers, cripple refinancing and trigger unintended tax consequences. This deep-dive explains why the structure is almost always a bad idea for Australian mortgagors.