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#risk-premium

2 articles tagged “risk-premium”.

Lender Risk Premium: Why Low Doc Rates Are 6.5-9.5% in 2026

Low doc rates in 2026 sit at 6.5–9.5%, driven by APRA risk weights, self-employed arrears data and a shrinking lender pool. This deep analysis explains the risk premium behind the low doc rate 2026 tier.

24 May 2026

Lender Risk Premium: Why Low Doc Rates Are 6.5-9.5% in 2026

Low doc rates in 2026 sit between 6.5% and 9.5%—informed by RBA cash rate forecasts, APRA risk weights and historical arrears. This analysis unpacks the lender risk premium for self-employed Australians.

24 May 2026