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2 articles tagged “premium”.

Interest-Only Premium 2026: Owner-Occupier vs Investor IO Rates

The interest only premium 2026 continues to reshape Australian mortgage pricing. Compare owner-occupier and investor IO rates, RBA spread data, APRA capital drivers, and the 2026 outlook in this data-rich analysis.

23 May 2026

Investor Loan Premium 2026: Why You Pay More Than Owner-Occupier

In 2026, Australian property investors face a persistent loan premium of 30–60 basis points above owner-occupier rates, driven by APRA capital rules and serviceability buffers. Understand the full cost breakdown.

23 May 2026