First Home
Why pre-approval expires after 90 days
Pre-approval relies on a credit check and income documents that go stale. What happens at day 91 and how to roll it.
Home Loans
Pre-approval, conditional approval, unconditional approval - they're not the same
Each stage gets you closer to a real offer, but only unconditional gets you to settlement. What each stage actually means.
Home Loans
How Long Does Home Loan Approval Take in Australia? (2026 Timeline)
How long does it take to get a home loan approved in Australia? Pre-approval, formal approval, and settlement timelines explained — including what takes longer for migrants and visa holders.