Cross-Guarantee Family Loan: Tax + Liability Trade-Off
A cross-guarantee family loan lets parents use property to support a child's mortgage, but joint liability and ATO tax rules on guarantee fees, CGT and debt forgiveness reshape the deal.
Personal Guarantee in Low Doc: Risks for Self-Employed Borrowers
A personal guarantee on a low doc loan exposes self-employed borrowers to uncapped liability. This deep dive examines how guarantees operate, Australian default data, and regulatory requirements, with practical risk-mitigation strategies.