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2 articles tagged “contractor”.

IT Contractor Low Doc Strategy 2026: Navigating PSI and PSB for Australian Mortgages

IT contractors face distinct borrowing rules depending on whether income is classified as PSI or PSB. Explore 2026 low doc loan options, APRA serviceability buffers at 2.5%, and documentation tactics for alt-doc mortgages.

24 May 2026

Casual Worker / Contractor Home Loans: The 12-Month Same-Industry Rule & Workarounds

How Australian casual workers and contractors navigate the 12-month same-industry rule for home loans. Income assessment, APRA and ASIC guidance, workarounds. Information only, not personal financial advice.

23 May 2026