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#APRA lending rules

2 articles tagged “APRA lending rules”.

Understanding Australian Mortgage Stress Testing: How Banks Assess Your Loan Repayment Capacity

Learn how Australian lenders stress test mortgage applications, including the 3% serviceability buffer, interest rate floors, and tips to boost your borrowing p

24 May 2026

Subdivision Loan 2026: Buy, Subdivide, and Re-Sell Strategy

Understand the subdivision loan 2026 landscape for the buy-subdivide-resell strategy. APRA metrics, LVR caps, DTI limits, and tax implications — all cited from Australian authorities.

22 May 2026