Posts
Conditional vs unconditional: reading the contract carefully
Finance and building-inspection conditions are your out clauses. Waive them unconditionally and you're exposed.
December 4, 2025
Private treaty vs auction: which gets sellers a better price
The data from NSW and Victoria over the past three years, plus the buyer's perspective on each format.
December 2, 2025
SMSF property loans under an LRBA
Limited Recourse Borrowing Arrangements are the only legal way a self-managed super fund can borrow to buy property. The rules and the lenders.
December 1, 2025
HECS-HELP repayment thresholds 2026
Indexation, thresholds and the mandatory repayment schedule for the 2025-26 year.
November 29, 2025
Negative gearing in 2026: the post-election state of play
Labor's 2025 policy review left existing arrangements intact. What the rules look like now and who's still net positive.
November 28, 2025
Hobart post-peak: is affordability returning?
Hobart led the national price surge in 2016-2021 and has cooled meaningfully since. The numbers in April 2026.
November 27, 2025
Depreciation on an investment property: quantity-surveyor reports
A $700 QS report can deliver $8,000-$15,000 of deductions in year one. When it pays and when it doesn't.
November 23, 2025
Construction loan drawdown: the five-stage schedule
Slab, frame, lock-up, fit-out, completion - when each payment lands and how lenders verify progress.
November 22, 2025
The CGT six-year rule explained
Rent out your former home for up to six years and still claim the main residence exemption. The conditions and the edge cases.
November 21, 2025
Rate lock fees: when paying $750 to lock is worth it
Rate lock fees hedge against hikes between approval and drawdown. When they pay off and when they're wasted.
November 19, 2025