Posts
Exit planning: CGT and the timing of disposal
Spreading sales across financial years and bunching deductions in the same year can save five-figure amounts of tax.
January 17, 2026
Owner-builder loans: what lenders will and won't accept
Being your own builder limits your lender pool dramatically. Who still lends, at what LVR, and what evidence they need.
January 16, 2026
Subclass 190 State Nominated: which state to apply to first
Every state has its own list, threshold, English requirement and commitment period. How to sequence your applications.
January 14, 2026
Parent guarantor: what they're actually signing
Limited guarantee vs unlimited, release triggers, and the conversation to have before they sign.
January 13, 2026
How to read a comparable sales report like an agent
CoreLogic and PriceFinder reports look the same to most buyers. The filters and adjustments agents actually apply.
January 11, 2026
Queensland first-home concession and the 2025 reform
QLD raised its concessional threshold in 2025. The new numbers and who missed out under the old ones.
January 10, 2026
Buying at auction without losing cooling-off rights
In some states a pre-auction offer accepted via private treaty preserves cooling off. When that's available and how it works.
January 8, 2026
Pre-settlement inspection: the five checks nobody does
A week before settlement you get one shot at a final inspection. Taps, power, ovens, remotes, and the shed in the back.
January 7, 2026
Off-the-plan risk: the valuation shortfall problem
Signing a contract in 2024 for settlement in 2027 exposes you to bank valuation risk. How to hedge it.
January 6, 2026
Ten questions to ask a broker that can save you $100k
The questions most borrowers forget to ask - and the answers that separate a good broker from an order taker.
January 4, 2026