Posts
How suburbs really sell: 90 days of sales data unpacked
Comparable sales, days on market, clearance rate, discounting rate - the four metrics that tell you where prices are going.
March 22, 2026
188C Significant Investor Visa: minimum $5M
The $5M complying investment mix, the 2024 rule changes, and the pathway to 888.
March 20, 2026
Regional NSW: the yield chase post-COVID
Regional towns that spiked in 2021-22 have corrected in different ways. Where yield still stacks up.
March 17, 2026
Partner visa 820/801: building an evidence pack
Joint finances, joint household, joint social recognition, joint commitment - the four limbs and what evidence satisfies each.
March 16, 2026
Section 32 (VIC) vs Section 10.7 (NSW): what each discloses
State-by-state vendor disclosure statements are not equivalent. Knowing what your state requires saves rework.
March 14, 2026
Guarantor home loans: what parents are really signing
A family guarantee can get you in without LMI, but exposes parental equity to enforcement. The mechanics and the exits.
March 10, 2026
Low-doc loans for self-employed borrowers
If you're between BAS periods or have recent tax returns that don't reflect current income, a low-doc loan may be the right path.
March 9, 2026
Redraw access restrictions in 2024-2025: what changed
Several lenders quietly restricted redraw during COVID and again in 2024. How that affects your liquidity planning.
March 7, 2026
188A Business Innovation: how lenders see it
The 188A holder is temporary, self-employed and often without two years of Australian tax returns. Which lenders can still price it.
March 5, 2026
Cashback refinance offers: the hidden costs
A $4,000 cashback sounds great until you're 15 bps worse off for five years. How to tell if the deal is actually a deal — with six live April 2026 offers priced out.
March 1, 2026